
What you can actually afford, not what you hope, not what you think. The real number.

Simple moves that increase what you qualify for, so you're not settling for less house.

Find out which lenders and mortgage products actually fit your income, goals, and financial picture.

Get a step-by-step roadmap showing when and how to make your move — with confidence, not confusion.
I built Synergy Mortgage Group to work for buyers, not for a bank. My job is to find you the best options, not push whatever product pays me the most.
Since then, I've helped over 1,000 Ontario buyers get into homes and funded over $150 million in a single year. I also own several rental properties myself, so I'm not just talking theory. I've been through the process more times than I can count.
10+ years in mortgages and real estate
Named one of Canada's Top 75 Brokers
1,000+ homebuyers helped into homes


"Josh and his team at Synergy Mortgage Group were a huge help in navigating the purchase of our first investment property. He is reliable, quick to connect with, and worked hard to ensure our financing with ease. He provided education along the way and was always open to answer questions. Would highly recommend!"
- Jenn Geerts


"No words can describe our happiness with them. They have been patient, supportive and always available to answer any questions about our new venture and were able to get us a great mortgage rate to support our needs. Will absolutely continue to work these guys!"
- Jay Broderick


"Were incredible to work with! I now own my first investment property! By far the best team and so responsive!"
- Leanne Hall

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